In the hospital, you have enough to worry about.
We Can Help.
Get Hospital Indemnity (Hospital Cash) Insurance
When you are hospitalized for an accident or sickness, you should only have to focus on your recovery - not how you will pay your bills, how to make up lost income, or how you will afford other expenses.
Hospital Indemnity Insurance, sometimes called Hospital Cash Insurance, pays a daily amount benefit for each day you are hospitalized, up to a maximum number of days.
An additional daily benefit amount may be paid if you are hospitalized in an Intensive Care Unit, up to a maximum number of days.
The daily cash benefit can help cover:
Medical Expenses
Lost Income
Transportation Costs
Childcare
Ambulance Services
Other incidental expenses that may arise during hospitalization.
Select Your Benefits
Arch Insurance offers a stand-alone hospital indemnity cash benefit, so you can choose to purchase a plan which only includes hospital indemnity cash benefits. Coverage can be for an individual or family, and you can customize your plan with different options of benefit limits and benefit periods, so you have a plan that allows you to rest easy if a hospitalization occurs.
Hospital Cash Daily Benefit Amounts
$100 | $250 | $500
ICU Available Daily Benefit Amounts
$100 | $250 | $500
Available Hospital / ICU Benefit Periods
10 Days | 30 Days
*May vary by state.
Notice: This is a brief description of coverage provided and is subject to the terms, conditions, limitations and exclusions of the policy. Please see the policy for complete details. Coverage may vary or may not be available in all jurisdictions. In the event of any conflict between this summary of coverage and the policy, the policy will govern. The policy is a short-term policy, with limited benefits. This insurance is not an alternative or replacement to comprehensive medical or major medical coverage. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
With a hospital indemnity cash benefit policy from Arch, you are assured that you're supported by a highly-rated insurance carrier**, allowing you to concentrate on what truly matters in your time of need: your and your family's heath and recovery.
**View latest financial strength ratings here.
Disclaimer
Insurance coverage described is underwritten by Arch Insurance Company, NAIC #11150, a member company of Arch Insurance Group Inc. The policy contains reductions, limitations, and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions. Please refer to your policy for detailed terms and conditions.
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